• Are a Fiji Resident OR
  
• If a FOREIGN NATIONAL, do you meet Reserve Bank of Fiji (RBF) and Fiji Islands Trade & Investment Bureau (FTIB) requirements for foreign investment.

Term Of Loan	60, 90 and 120 days
Interest Rate	8.75% - 13.5% Flat rate p.a

Interest is calculated on daily balance and charged automatically to your account monthly

Equity Contribution	Nil
Security Required (to adequately cover loan amount and may include)	Mortgage over land/Buildings Debenture Personal Guarantees Joint & Several Guarantees by Shareholders and Directors of the Company for total liability Bill of sale

Documents To Be Provided When Lodging Your Bill Discounting Application

1. Memorandum & Articles of Association(for Companies)
   
2. Copy of Certificate of business registration/incorporation
   
3. Audited Financial statements for the last 3 years
   
4. Draft accounts up to the last available month-end
   
5. Bank statements for the last 6 months
   
6. Letter of offer for existing bank facilities together with latest statement of account
   
7. Statement of personal position of Directors/Guarantors
   
8. Characteristics of Inland Trade Bill
   
9. Drawer of the Bill
   
10. Name of specified individual or institution
    
11. Acceptors Name and address with Date of acceptance
    
12. Value of Bill
    
13. Due date of Bill
    
14. Payees Name and Endorsement on the Bill